One of the main restrictions when applying for a loan is the age of the client. Most credit institutions prefer to work with citizens of economically active age: from 21 to 55 years. If you are just 18 - at this age it will be harder to get money.
If there is a need for money, and take them nowhere - the easiest way to ask for the right amount in debt. You can do this in several ways, which we will discuss below.
One of the stages of applying for a loan - communication with an employee of the credit institution. If you apply in person (in the office) - then communicate with the manager when applying. And if you apply online - almost certainly you will be called to confirm and clarify.